Crypto.com Fees: What You Really Pay to Trade, Withdraw, and Hold Crypto

When you use Crypto.com, a major cryptocurrency exchange offering trading, staking, and debit card services. Also known as Crypto.com Exchange, it attracts users with low advertised fees—but what you actually pay can be very different. Many people sign up because they see "0% trading fees" and assume everything is free. That’s not true. Trading might be cheap, but withdrawal fees, fiat deposits, and staking rewards all come with hidden costs that add up fast.

There are three big areas where fees bite: trading fees, the cost to buy or sell crypto on the platform, withdrawal fees, what you pay to send crypto off the exchange, and fiat on-ramps, how much it costs to turn cash into crypto. Crypto.com charges 0.4% per trade for standard users, but if you hold CRO tokens, you can drop that to 0%. Sounds great—until you realize you’re paying more in other places. Withdrawing Bitcoin? Expect a flat 0.0005 BTC fee. Sending Ethereum? That’s $1.50 minimum. And if you use a credit card to buy crypto? You’re looking at 2.99% right off the top. These aren’t rare charges—they’re the norm.

Some users think staking rewards make up for it, but even that has trade-offs. If you lock up your crypto to earn interest, you can’t move it without losing rewards. And if you need to withdraw during a market drop? You’re stuck paying withdrawal fees on top of missing out on a better exit. Plus, Crypto.com’s fee structure changes based on your tier—MCO, Crypto.com Visa Card holder, or just a basic user. There’s no single answer. You have to check your own account every time you trade or send. The platform doesn’t make it easy to compare costs across actions, and there’s no fee calculator built in. That’s why people end up surprised when their balance drops after a simple transfer.

What you’ll find below isn’t a list of marketing claims. It’s a collection of real user experiences, breakdowns of actual transaction costs, and deep dives into where Crypto.com hides its fees. You’ll see how much people paid to move ETH out, why a $500 deposit cost $15 in fees, and why some users switched platforms after discovering hidden charges. These aren’t hypotheticals—they’re real cases from people who got burned. If you’re using Crypto.com—or thinking about it—this is the kind of info you need before you hit send.